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You may be entitled to CTP benefits and compensation.
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NSW CTP information
Injured in a NSW road accident?
Free CTP enquiry — leave your name and mobile for a callback, or browse practical articles on accident types and claim options.
Latest CTP articles
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Withdrawing a CTP Claim in NSW: What Happens and How SIRA Applies the Rules
Withdrawing a CTP claim in NSW ends your pursuit of compensation for a motor accident under the Motor Accident Injuries Act 2017. SIRA confirms that withdrawal is not reversible and does not preserve rights to benefits. You must notify the insurer in writing, and a formal record is required. Withdrawal may affect future claims, including common law damages, and does not pause the claim. Evidence such as medical records and correspondence is essential. Time limits for new claims still apply. Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.
30 October 2026
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Common Mistakes to Avoid in NSW CTP Partial Fault Claims
In NSW, shared liability in CTP claims does not bar compensation. Common mistakes include delaying reporting, failing to preserve evidence, and assuming partial fault means no recovery. Evidence such as photos, witness details, and medical records is critical. Disputes over fault can be resolved through review or NCAT. For complex cases, independent advice is recommended. Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.
29 October 2026
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Overseas Visitors' CTP Claims in NSW: Time Limits and Legal Process
Overseas visitors injured in NSW motor accidents have two years to claim CTP benefits under NSW law. Non-residents must provide residency proof and follow SIRA’s claim process. Time limits apply equally to all claimants, but additional documentation may be required for non-residents.
29 October 2026
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Legacy Motor Accident Claims under the MAC Act: Early Steps for Injured Road Users in NSW
This article explains the early steps for injured road users in NSW who may have a claim under the Motor Accidents Compensation Act 1999 (MAC Act) for accidents occurring before 1 December 2017. It outlines key differences from current CTP claims, essential evidence to collect, and time limits that apply to legacy claims.
29 October 2026
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Funding Treatment Costs for Pillion Passengers in NSW Motor Accident Claims
Pillion passengers injured in motorcycle accidents in Greater Sydney may have treatment costs funded under the NSW CTP scheme, regardless of fault. SIRA oversees the process, and insurers must pay for reasonable and necessary medical treatment. Claims should be made promptly, and evidence such as medical reports and treatment plans is essential. Time limits do not apply, but delays may affect proof of injury. If funding is denied, a review may be sought. Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.
29 October 2026
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T-bone side impact collisions: Funding treatment costs under NSW CTP laws
Treatment costs from T-bone side impact collisions in Greater Sydney are funded under NSW CTP laws, regardless of fault. The Motor Accident Injuries Act 2017 ensures access to reasonable and necessary medical treatment, even if the injury does not reach the 10% whole person impairment threshold. Practical steps include notifying the insurer, providing medical evidence, and preserving records. Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.
29 October 2026
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Independent Medical Examinations in NSW CTP Claims
This article explains the role of independent medical examinations in NSW CTP claims, how insurers use them to assess injuries, and the legal limits on their use. It outlines practical steps for claimants and how to challenge decisions based on IME reports.
29 October 2026
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Domestic Duties Support Claims, Time Limits under NSW CTP Law
Under NSW CTP law, claims for domestic duties support must be submitted within 52 weeks of the accident date. Threshold injuries (common after minor accidents) typically stop benefits after this period. SIRA guidelines and the Motor Accident Injuries Act 2017 govern these rules. Seek legal advice if you’re unsure about your eligibility or need help meeting time limits.
29 October 2026
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Attendant Care Services in NSW CTP Claims: Treatment and Rehabilitation Planning
This article explains how attendant care services are managed in NSW CTP claims, focusing on treatment and rehabilitation planning in Greater Sydney. It outlines the legal requirements, evidence needed, and procedural steps for claiming paid care after a motor accident, and advises on when to seek independent advice.
29 October 2026
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Psychological treatment plans in NSW CTP claims: Changes after the 2017 reforms
The 2017 NSW CTP reforms introduced structured requirements for psychological treatment plans, including clinical justification, treatment details, and ongoing review. SIRA assesses plans under the Motor Accident Injuries Act 2017 and Guidelines. Claimants should obtain a formal diagnosis, submit a detailed plan, and keep records. Time limits apply to insurer responses, and disputes may be resolved through review or NCAT. Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.
29 October 2026
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Attendant Care Services Documentation Checklist for NSW CTP Claims in Greater Sydney
This article outlines the key documentation required to claim attendant care services under NSW CTP laws in Greater Sydney. It explains the evidence needed to demonstrate a genuine need for paid personal care, including medical assessments, care plans, provider records and invoices, and provides guidance on timing and dispute resolution.
29 October 2026
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Attendant Care Claims in NSW CTP: Key Changes After 2017 Reforms
The 2017 reforms to NSW CTP laws have changed how claims for **attendant care services** are assessed. This article explains the key differences between pre-2017 and post-2017 rules, focusing on how **SIRA** handles claims for assistance with daily living tasks. If your **claim has been denied** or you’re unsure of your **eligibility**, it’s important to **seek legal advice**.
29 October 2026
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How to Get Physiotherapy Approval for Daily Activities in NSW CTP Claims
This article explains how to secure physiotherapy treatment approval under NSW CTP claims, including the evidence required, SIRA's evaluation process, and steps to challenge denied claims. It focuses on returning to daily activities after a motor accident in Greater Sydney.
29 October 2026
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Serious Injury Threshold in NSW CTP Claims: Family and Caregiver Implications in Greater Sydney
A serious injury in NSW CTP claims requires meeting a legal threshold under the Motor Accident Injuries Act 2017. Family and caregiving roles are considered in assessing the impact of the injury. Evidence of functional loss, medical reports, and caregiving logs are essential. Time limits apply, and independent advice is recommended to ensure a complete claim.
29 October 2026
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Domestic Duties Support in NSW CTP Claims: How SIRA Explains the Rules
This article explains how SIRA interprets domestic duties support claims under the NSW CTP scheme, focusing on the practical implications for claimants in Greater Sydney. It outlines the rules, evidence requirements, and limitations of domestic duties support claims, and advises when to seek legal advice.
29 October 2026
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Getting Physiotherapy Approved Under NSW CTP: What Injured People in Greater Sydney Need to Know
Injured people in Greater Sydney seeking physiotherapy under NSW CTP insurance must provide medical evidence linking treatment to accident-related injuries. Approval depends on clinical necessity, insurer assessment under the Motor Accident Injuries Act 2017, and adherence to 52-week limits for threshold injuries. Supporting documentation and prompt action are essential. Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.
29 October 2026
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Cervical Disc Injuries and CTP Claims in NSW: What Injured People in Greater Sydney Need to Know
This article explains how cervical disc injuries from motor accidents are handled under NSW CTP laws, covering eligibility, medical assessments, time limits, and treatment entitlements. It outlines what evidence matters and when to seek advice, using practical information from SIRA and the Motor Accident Injuries Act 2017.
29 October 2026
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Cervical Disc Injuries, CTP Scheme Eligibility Guide (Greater Sydney)
Cervical disc injuries may be eligible for benefits under the NSW CTP scheme, depending on the severity of the injury and the evidence provided. Understanding your eligibility is essential to ensure you receive the support you need. If you have questions about your claim, seek legal advice.
29 October 2026
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Lumbar Disc Herniation After a Motor Accident in NSW: Immediate Steps for Road Users in Greater Sydney
Road users in Greater Sydney who sustain a lumbar disc herniation in a motor accident should seek medical treatment immediately, report the accident to the insurer within 30 days, and preserve evidence such as medical reports, imaging, and employment records. Under NSW CTP laws, eligibility for damages depends on whether the injury meets the threshold criteria. Time limits apply, and independent advice is recommended to ensure all procedural and evidentiary requirements are met.
29 October 2026
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Ankle Fractures and Caregiver Considerations in NSW CTP Claims
Ankle fractures from car accidents in NSW may qualify for CTP benefits, but caregivers must document the injury’s impact on daily life and recovery. Families should gather medical records, evidence of caregiving costs, and accident details to support claims. Time limits and dispute resolution options are also important considerations.
29 October 2026
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Ankle Fracture After a Car Accident in NSW - Early Steps for Road Users in Greater Sydney
Road users in Greater Sydney who suffer an ankle fracture in a car accident should seek medical treatment immediately, report the incident, and notify the CTP insurer within 30 days. They may be entitled to treatment and care benefits, weekly payments, or damages if the injury results in lasting impairment. Evidence such as medical records, imaging, and income loss documentation is essential. Time limits apply for claims, and independent advice is recommended if the injury exceeds 52 weeks of treatment or causes significant long-term impact.
29 October 2026
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What Counts as a Minor Injury Under the NSW CTP Scheme in Greater Sydney?
This article explains the legal definition of a minor injury under the NSW CTP scheme, how it affects claim eligibility in Greater Sydney, and what evidence and steps are needed to determine entitlement to benefits. It clarifies that minor injuries do not allow for damages but may still qualify for treatment, care, and income support.
29 October 2026
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Soft Tissue Injury Compensation Limits in NSW CTP Claims After 2017 Reforms
The 2017 reforms to NSW CTP law introduced a threshold-based system that limits compensation for soft tissue injuries. Claimants with only soft tissue injuries that do not result in a 10% or greater whole person impairment may not receive damages, and their treatment and care benefits are generally capped at 52 weeks. Medical evidence and timely claims are essential to establish entitlement.
29 October 2026
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Wrist Fractures and Funding for Treatment Costs in NSW CTP Claims (Greater Sydney)
Wrist fractures from motor accidents in NSW may qualify for CTP funding under the Motor Accident Injuries Act 2017. This article explains how to claim treatment costs, the time limits, and when to seek legal advice. Funding is limited to 52 weeks for threshold injuries, and non-threshold injuries may require alternative claims. Complete the quick, no obligation enquiry form to discuss your case.
29 October 2026
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