Where a person's only injuries resulting from the accident are threshold injuries, weekly benefits and treatment and care generally cease after 52 weeks (ss 3.11 and 3.28).
Wildlife strikes on NSW roads can lead to injuries requiring treatment and rehabilitation. Under the NSW Compulsory Third Party (CTP) scheme, injured parties may claim coverage for medical expenses, rehabilitation, and related costs. This article explains how SIRA assesses treatment for wildlife strike accidents, special considerations for rural areas, and steps to document rehabilitation plans.
How SIRA Handles Wildlife Strike Injuries
SIRA covers treatment costs for injuries caused by wildlife strikes, including medical bills, therapy, and rehabilitation. The Motor Accident Injuries Act 2017 ensures injured parties receive financial support for necessary care. SIRA evaluates treatment plans based on medical evidence, such as doctor reports and specialist opinions, to determine eligibility.
Rural and Remote Challenges
In rural NSW, access to medical facilities or specialists may delay treatment. SIRA considers the practicality of care in remote areas, including travel costs and limited service availability. Claimants should document location-specific challenges, such as distance to hospitals or lack of local rehabilitation options, to support their case.
Documenting Rehabilitation Plans
Rehabilitation plans must be detailed and medically justified. SIRA requires records showing how treatment addresses injury impacts, such as pain management, mobility recovery, or psychological support. For wildlife strikes, injuries like soft tissue damage or spinal nerve issues may need prolonged care, and claims must align with the Motor Accident Guidelines.
Time Limits and Dispute Resolution
Claims must be submitted within 52 weeks of the accident if only threshold injuries (e.g., soft tissue damage) are involved. For complex cases, SIRA may extend this period. If disputes arise over treatment coverage, claimants should seek legal advice to challenge decisions based on medical evidence.
Practical Steps for Claimants
- Seek immediate medical attention and document all treatment records.
- Preserve accident details, such as wildlife strike location and vehicle damage.
- Notify your insurer promptly and request a claim form.
- In rural areas, provide evidence of limited access to care.
- Keep records of income loss or additional expenses.
Example Scenario
A farmer in a remote NSW town collides with a kangaroo, sustaining soft tissue injuries. SIRA covers physiotherapy and pain management, but the claimant must prove the injury meets the threshold definition. A rural doctor’s report confirming treatment necessity strengthens the case.
Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.