Wildlife Strikes and NSW CTP Scheme Eligibility
If you were involved in a road accident where your vehicle collided with a wildlife animal, you may be eligible for compensation under New South Wales' Compulsory Third Party (CTP) scheme. The NSW CTP scheme covers accidents involving wild animals, but only if the animal was not a registered vehicle. This includes collisions with deer, kangaroos, or other native wildlife. However, domestic animals like dogs or livestock are not covered under this scheme.
Key Legal Framework for Wildlife Strikes
The Motor Accident Injuries Act 2017 (MAIA) governs NSW CTP claims. Under this scheme, you may claim for injuries caused by a wildlife strike if the accident occurred on a road and the animal was not a registered vehicle. SIRA (State Insurance Regulatory Authority) confirms that wild animals are included in the definition of 'animal' under the scheme. However, the accident must involve a motor vehicle, not a non-motorized incident like a collision with a stray animal on private property.
Evidence Required for Wildlife Strike Claims
To support your claim, you'll need to provide:
- Medical records confirming your injuries
- Police or witness statements detailing the incident
- Photographs of the animal and damage to your vehicle
- A report from a licensed medical practitioner assessing your injuries
- Proof of income if you're claiming weekly benefits
The NSW CTP scheme requires evidence that the animal was a wild animal and that the collision occurred on a road. If the animal was on private property or in a car park, the claim may not qualify unless the location is classified as a road under NSW law.
Time Limits and Dispute Options
You have 52 weeks from the date of the accident to claim benefits for threshold injuries (injuries that don't result in long-term impairment). If your injuries exceed the threshold, you may be eligible for ongoing compensation. Claims involving wildlife strikes must be submitted to the relevant insurer within this timeframe. If your claim is disputed, you can request a review by the NSW Civil and Administrative Tribunal (NCAT) or seek mediation through SIRA.
When to Seek Legal Advice
Wildlife strike claims can be complex, especially if the accident involved multiple parties or if the injury requires long-term treatment. A solicitor can help you navigate the process, ensure all evidence is properly documented, and challenge any incorrect decisions by insurers. Always seek advice before submitting a claim if you're unsure about your eligibility.
Next Steps
If you're unsure whether your wildlife strike accident qualifies for NSW CTP compensation, or if you need help gathering evidence, complete the quick, no obligation enquiry form. Every claim depends on its own facts, and the available options may vary depending on the circumstances of your accident.