If you've been injured in a wildlife collision on NSW roads, time is critical. This guide explains your rights under the NSW Compulsory Third Party (CTP) scheme, practical steps to take after a wildlife strike, and how to claim compensation. The focus is on the Illawarra and South Coast regions, where collisions with animals like kangaroos, wallabies, and deer are common.
Immediate Steps After a Wildlife Strike
After a collision with an animal, your first priority is safety. Move to a safe location if possible, then:
- Seek medical attention immediately, even if injuries seem minor
- Document the accident with photos of the damage, the animal's remains, and your injuries
- Collect witness details and contact the NSW Police if needed
- Notify SIRA (State Insurance Regulatory Authority) within 5 years of the accident
How SIRA Handles Wildlife Collision Claims
SIRA administers the NSW CTP scheme, which covers injuries from collisions with animals. Unlike common law claims, CTP compensation doesn't depend on fault. If you were injured in a wildlife strike:
- You may be eligible for treatment and care benefits
- You could receive weekly income payments if your injury prevents work
- You might claim compensation for permanent impairment
SIRA uses the Motor Accident Guidelines to assess injuries. For example, a spinal nerve-root injury with neurological signs may qualify as a 'threshold injury' under the scheme. However, if your injury doesn't meet the threshold, you may still be eligible for limited benefits.
Region-Specific Considerations for Illawarra and South Coast
While CTP rules apply statewide, regional factors may affect your claim:
- Wildlife populations vary between the Illawarra and South Coast
- Local road conditions and animal activity patterns influence accident frequency
- SIRA's regional offices provide localized support for claimants
Time Limits and Dispute Options
You have 5 years from the accident date to make a CTP claim. If your claim is denied:
- Request a review from SIRA within 60 days
- Seek independent legal advice if you believe the decision is incorrect
Example Scenario
A driver on the South Coast collides with a wallaby at night. They suffer soft tissue injuries and require medical treatment. SIRA assesses the injury under the Motor Accident Guidelines and approves treatment benefits. After 52 weeks, benefits stop unless the injury meets the threshold for permanent impairment.
When to Seek Legal Advice
Consult a solicitor if:
- Your claim is denied
- You're unsure about your entitlements
- You need help with dispute resolution
Next Steps
CTP claims depend on the accident date, injury type, and evidence collected. To discuss your circumstances, complete the quick, no obligation enquiry form. Every claim depends on its own facts.