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Funding Treatment Costs for Vehicle Modifications in NSW CTP Claims

This article explains how NSW CTP claims cover treatment costs for vehicle modifications, including the evidence required and the role of SIRA. It outlines the legal boundaries and practical steps for claimants in Greater Sydney.

Current as at 8 November 2026

Funding Treatment Costs for Vehicle Modifications in NSW CTP Claims

If you've suffered a disabling injury in a motor vehicle accident in NSW and need vehicle modifications such as hand controls or mobility aids, you may be eligible for funding through your CTP claim. This article explains how CTP claims cover treatment costs related to vehicle modifications, focusing on the practical implications for claimants in Greater Sydney.

The NSW CTP Rules Behind This Question

Under the Motor Accident Injuries Act 2017, CTP claims in NSW cover a range of treatment costs, including medical treatment, rehabilitation, and modifications to vehicles to accommodate injuries. The New South Wales Motor Accident Claims Authority (SIRA) administers these claims and determines what is funded based on the evidence provided.

The key legal principle is that treatment costs must be directly related to the injury caused by the accident. This includes costs for vehicle modifications that enable the injured person to maintain mobility or independence. However, the funding of such costs is subject to the evidence that supports the necessity of the modifications.

Practical Steps and Evidence That Usually Matter

To claim funding for vehicle modifications, you must provide evidence that:

  • The modifications are necessary due to a disabling injury caused by the accident.
  • The modifications are directly related to the treatment of the injury.
  • The modifications have been recommended by a medical practitioner.
  • The modifications have been implemented and are being used.

You should keep records of all communications with your treating medical professionals, invoices for the modifications, and any correspondence with SIRA. These documents will support your claim and help demonstrate the necessity of the modifications.

Time Limits, Disputes and When to Seek Advice

CTP claims have strict time limits. Generally, you have two years from the date of the accident to make a claim. However, if the injury was not immediately apparent, the time limit may be extended. It is important to act promptly and seek legal advice if you are unsure about the timeline or the evidence required.

If your claim is disputed, you may need to provide additional evidence or have your case reviewed by SIRA. In some cases, it may be necessary to seek independent medical opinion to support your claim. Always keep copies of all documents and correspondence related to your claim.

A Realistic Hypothetical Example

Consider the case of a person who suffered a spinal injury in a car accident. As a result, they required the installation of hand controls in their vehicle to maintain mobility. The cost of the modifications was funded through their CTP claim because the modifications were directly related to the treatment of the injury and were recommended by a medical practitioner.

When to Seek Legal Advice

If you are unsure whether your vehicle modifications will be funded, or if you have concerns about the evidence required, it is advisable to seek legal advice. A legal professional can help you understand your rights and ensure that your claim is properly prepared and submitted.

Next Steps

CTP entitlements and deadlines can turn on the accident date, circumstances, injury and claim history. To request contact about your circumstances, complete the quick, no obligation enquiry form.

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