Vehicle modifications can significantly impact your ability to perform daily activities after a CTP injury. In New South Wales, the Motor Accident Injuries Act 2017 and SIRA guidelines determine how such modifications are assessed in claims. This article explains how vehicle modifications affect CTP injury claims, what evidence is needed to show their impact on daily living, and how SIRA evaluates these cases in Bankstown.
How CTP Claims Consider Vehicle Modifications
Under NSW law, vehicle modifications like hand controls, ramps, or adaptive devices are treated as part of your rehabilitation plan. SIRA assesses whether these modifications are necessary to restore your ability to perform daily activities, such as driving, shopping, or managing household tasks. The key is proving a direct link between the modification and your injury.
For example, if a spinal injury requires hand controls to drive, SIRA will consider whether this modification enables you to return to work or independent living. However, modifications that are not directly related to your injury may not be covered. Always document how the modification improves your daily functioning.
Evidence to Support Modifications in Claims
To show how vehicle modifications impact your daily life, gather:
- Medical reports confirming your injury and need for the modification
- Evidence of how the modification helps you perform daily activities (e.g., activity logs, photos of the modification)
- Statements from healthcare professionals or occupational therapists
- Records of any costs incurred for the modification
SIRA may request these documents to verify the connection between your injury and the modification. Keep all records organized and ready for submission.
Time Limits and Dispute Resolution
CTP claims have strict time limits. Most benefits, including weekly payments for injuries, are available for 52 weeks after the accident. If your injury is classified as a 'threshold injury' (e.g., soft tissue damage), benefits may stop after this period unless you have long-term complications.
Disputes over modifications are resolved by SIRA or the NSW Civil and Administrative Tribunal (NCAT). If you believe your modification is not being fairly assessed, seek legal advice before the 52-week deadline.
When to Seek Legal Advice
Consult a solicitor if:
- Your modification is not being approved by SIRA
- You need help documenting how the modification affects your daily life
- You're unsure whether your injury qualifies for benefits
A lawyer can help you navigate SIRA's assessment process and ensure your claim reflects your needs.
Practical Steps for Bankstown Claimants
Residents of Bankstown should contact SIRA directly to discuss vehicle modifications. You may also seek assistance from local legal services or community organizations in the area. Always act quickly, as time limits apply to all CTP claims.
Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.