Legal Advice

How to File a SIRA Complaint About Insurer Treatment and Rehabilitation Planning in NSW

If your insurer has not followed the correct treatment and rehabilitation planning process under the NSW CTP scheme, you may be able to raise a complaint with SIRA. SIRA evaluates complaints based on whether the insurer has acted in accordance with the legal standards set out in the Motor Accident Injuries Act 2017. To support your complaint, you must provide evidence such as medical records, correspondence with your insurer, and documentation of your treatment plan. If you are unsure whether your complaint meets the criteria for SIRA review, consider seeking legal advice.

Current as at 19 June 2026

How to File a SIRA Complaint About Insurer Treatment and Rehabilitation Planning in NSW

If you believe your insurer has not followed the correct treatment and rehabilitation planning process under the NSW Compulsory Third Party (CTP) scheme, you may be able to raise a complaint with the State Insurance Regulatory Authority (SIRA). SIRA oversees the conduct of insurers and ensures they comply with the Motor Accident Injuries Act 2017 and the Motor Accident Injuries Regulation 2017.

The process for lodging a complaint with SIRA involves submitting a written request that clearly outlines your concerns. You must provide evidence to support your claim, such as medical records, correspondence with your insurer, and any documentation showing that your treatment plan was not followed correctly.

SIRA evaluates complaints based on whether the insurer has acted in accordance with the legal standards set out in the CTP scheme. This includes whether the insurer has provided appropriate treatment and rehabilitation options, and whether the insurer has followed the correct procedures when making decisions about your care.

If you are unsure whether your complaint meets the criteria for SIRA review, or if you need assistance preparing your submission, it may be helpful to seek legal advice. A solicitor can help you understand your options and ensure your complaint is submitted correctly.

What Evidence Is Required to Support a SIRA Complaint About Rehabilitation Planning?

To support your complaint with SIRA, you will need to provide evidence that your insurer has not followed the correct treatment and rehabilitation planning process. This may include:

  • Medical records showing your injury and treatment plan
  • Correspondence with your insurer regarding your treatment and rehabilitation options
  • Documentation of any decisions your insurer has made about your care
  • Evidence that your insurer has not followed the recommended treatment plan

It is important to ensure that your evidence clearly shows that your insurer has not followed the correct procedures. SIRA will consider your complaint based on the evidence you provide.

How Does SIRA Evaluate Complaints About Rehabilitation Planning Under NSW CTP Laws?

SIRA evaluates complaints based on whether the insurer has acted in accordance with the legal standards set out in the Motor Accident Injuries Act 2017 and the Motor Accident Injuries Regulation 2017. This includes whether the insurer has provided appropriate treatment and rehabilitation options, and whether the insurer has followed the correct procedures when making decisions about your care.

SIRA will consider your complaint based on the evidence you provide. If your complaint is accepted, SIRA may investigate the matter and take action to ensure your insurer complies with the legal standards.

When to Seek Legal Advice About SIRA Complaints

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