If you're injured in a motor accident in NSW and need help with household tasks like cooking, cleaning or shopping, you may be eligible for domestic duties support under the NSW CTP scheme. This article explains how the scheme works, what evidence is needed and how to claim support for care costs.
What types of domestic duties are covered under the NSW CTP scheme?
The NSW CTP scheme covers care costs for domestic duties when your injury limits your ability to perform essential household tasks. Eligible duties include cooking meals, cleaning, shopping, laundry, managing finances and caring for children or pets. The scheme does not cover personal care like bathing or dressing, which fall under the 'treatment and care' benefits.
How does SIRA assess eligibility for care cost claims?
SIRA evaluates claims based on your injury's impact on daily functioning. You must provide medical evidence showing your injury limits your ability to perform household tasks. A doctor's report detailing your functional limitations and a care plan outlining the domestic duties you need assistance with are typically required. SIRA also considers whether the duties are necessary due to your injury, not convenience.
What documentation is required to support domestic duties claims?
To claim domestic duties support, you'll need:
- Medical records confirming your injury and its effect on daily activities
- A detailed care plan from a healthcare professional
- Evidence of the specific domestic duties you need help with (e.g., receipts for groceries, a list of household tasks)
- Proof of your injury's connection to the motor accident (e.g., police report, accident report)
Are there time limits for claiming domestic duties support?
The NSW CTP scheme has time limits for certain benefits. For example, weekly income payments and treatment benefits are generally limited to 52 weeks after the accident if your injuries are classified as 'threshold injuries' under the Motor Accident Injuries Act 2017. Domestic duties support is typically claimed alongside other benefits, so it's important to notify SIRA promptly after your injury.
Practical steps for claiming domestic duties support
- Seek medical attention immediately after the accident to document your injuries
- Keep a record of all domestic duties you're unable to perform
- Contact SIRA within 52 weeks of the accident to start your claim
- Provide all required documentation to support your care needs
- Consider seeking independent legal advice if your claim is disputed
When to seek legal advice
If SIRA denies your claim or you're unsure about your eligibility, consider consulting a solicitor specialising in NSW CTP claims. Legal professionals can help you understand your options and ensure your claim meets all requirements.
Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.