Legal Advice

Care and Family Support Claims, Time Limits under NSW CTP Laws

This article explains the time limits for care and family support claims under NSW CTP laws, outlines what you can claim, and provides practical steps for making a claim. It also highlights the importance of seeking legal advice if your claim is disputed or denied.

Current as at 19 June 2026

Time Limits for Care and Family Support Claims under NSW CTP Laws

If you or a family member has suffered a serious road injury and requires ongoing care or support, it is important to understand the time limits for making a claim under New South Wales' Compulsory Third Party (CTP) laws. These time limits are crucial because they determine when you can seek compensation for care and family support needs.

Under the Motor Accident Injuries Act 2017, claims for care and family support must be made within a specific timeframe. This timeframe is not the same as the general two-year limit for personal injury claims. Instead, the time limit for care and family support claims is tied to the date of the accident and the nature of the injury.

What You Can Claim under NSW CTP Laws

Under the NSW CTP scheme, you may be eligible to claim for care and family support if your injury results in a need for ongoing assistance. This can include things like help with daily living tasks, assistance with personal hygiene, or support with managing household responsibilities.

SIRA (State Insurance Regulatory Authority) handles claims for care and family support under the CTP scheme. They have specific guidelines on what constitutes a valid claim for care and support. These guidelines are designed to ensure that only those who genuinely need assistance receive compensation.

Practical Steps and Evidence That Usually Matter

To make a claim for care and family support, you will need to provide evidence that demonstrates the need for ongoing assistance. This can include medical records, a care plan, and evidence of the impact of the injury on your daily life.

It is also important to keep detailed records of all care-related expenses, such as the cost of home help, medical equipment, or modifications to your home to accommodate your injury. These records can be crucial in supporting your claim.

Time Limits and Disputes

The time limit for making a claim for care and family support is generally tied to the date of the accident and the date when the need for care becomes apparent. If the need for care arises after the accident, the claim must be made within a reasonable time frame after the need becomes known.

If you believe your claim has been denied or disputed, it is important to seek legal advice. A solicitor can help you understand your options and ensure that your claim is processed fairly.

When to Seek Advice

If you are unsure whether you are eligible to claim for care and family support, or if you believe your claim has been denied without a valid reason, it is important to seek legal advice as soon as possible. Legal professionals can help you understand your rights and ensure that your claim is processed correctly.

Conclusion

Understanding the time limits for care and family support claims under NSW CTP laws is essential for anyone who has suffered a serious road injury. These time limits are designed to ensure that claims are processed fairly and efficiently. If you have questions about your claim or need assistance with the claims process, it is important to seek legal advice as soon as possible.

Every claim depends on its own facts. To request contact about your circumstances, complete the quick, no obligation enquiry form.

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