Do I need to know if I have a claim before enquiring?

No. You can submit a quick enquiry even if you are unsure whether you have a claim. Legal Advice can help assess what may be available based on your circumstances — we do not guarantee any particular outcome.

What is a NSW CTP claim?

Compulsory Third Party (CTP) insurance may provide support to people injured in motor vehicle accidents on NSW roads. What may be available depends on your injuries, the accident and applicable law — it is not automatic compensation.

What information do I need to start?

Name and mobile are the only required fields. Accident date, location and injury details can help us guide you, but you can add those in step two or discuss them on your callback.

How long do I have to make a claim?

Time limits may apply to CTP claims in NSW. It is important to seek advice promptly so you can understand any deadlines that may affect your situation.

Is there a cost for the initial enquiry?

The initial enquiry is free. Legal Advice can explain next steps and, where relevant, discuss fee arrangements for eligible claims.

What CTP support might be worth exploring?

CTP may relate to treatment, time off work, care needs and other support depending on your injuries. What applies is assessed individually.

What if my back pain started days after the accident?

Delayed back pain is common after road accidents. Note when symptoms started and seek medical advice. You can still submit an enquiry with the details you have today.

NSW CTP claims

Injured in a NSW permanent injury?

Start a quick CTP enquiry — name and mobile are enough. Legal Advice will call you back to discuss what may apply to your situation.

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Permanent or long-term injuries — affecting work, mobility or daily life — may raise questions about future treatment, care and income. CTP assessments consider severity and lasting impact. Legal Advice accepts enquiries about permanent injury circumstances and calls you back to discuss what may be relevant — we assess options individually, not guaranteed entitlements.

Who this page is for

People with permanent restrictions
Those unable to return to their previous job
Anyone with lasting spinal, brain or orthopaedic injury

What may be relevant

Depending on your injuries and circumstances, these areas may be explored — outcomes vary and nothing is guaranteed.

Treatment expenses

Medical treatment, scans, specialist reviews, physiotherapy and rehabilitation costs may be relevant depending on your injuries.

Income loss

Time off work or reduced earning capacity may need to be assessed if your injuries affect your employment.

Rehabilitation

Ongoing treatment, recovery support and return-to-work planning may form part of your enquiry.

Care and support

Help from family, friends or paid carers during recovery may be considered in some circumstances.

Serious injury indicators

Fractures, head or spinal injury, psychological trauma or long-term restrictions may affect what support is explored — outcomes vary by case.

Evidence checklist

You do not need these to start your enquiry, but having them ready can help us assess your situation faster on callback.

Police event number or report (if police attended)
Photos of the scene, vehicles and visible injuries
Dashcam or CCTV footage (if available)
Witness names and contact details
Medical records, hospital papers and treatment notes
Payslips, employer letters or medical certificates (if time off work)

Start your CTP enquiry

Mobile-first · claim-specific · only name and mobile required for step one

Frequently asked questions

Do I need to know if I have a claim before enquiring?: No. You can submit a quick enquiry even if you are unsure whether you have a claim. Legal Advice can help assess what may be available based on your circumstances — we do not guarantee any particular outcome.
What is a NSW CTP claim?: Compulsory Third Party (CTP) insurance may provide support to people injured in motor vehicle accidents on NSW roads. What may be available depends on your injuries, the accident and applicable law — it is not automatic compensation.
What information do I need to start?: Name and mobile are the only required fields. Accident date, location and injury details can help us guide you, but you can add those in step two or discuss them on your callback.
How long do I have to make a claim?: Time limits may apply to CTP claims in NSW. It is important to seek advice promptly so you can understand any deadlines that may affect your situation.
Is there a cost for the initial enquiry?: The initial enquiry is free. Legal Advice can explain next steps and, where relevant, discuss fee arrangements for eligible claims.
What CTP support might be worth exploring?: CTP may relate to treatment, time off work, care needs and other support depending on your injuries. What applies is assessed individually.
What if my back pain started days after the accident?: Delayed back pain is common after road accidents. Note when symptoms started and seek medical advice. You can still submit an enquiry with the details you have today.

Related CTP claim pages

Part of LegalAdvice.com.au — all legal areas of law across Australia. This page focuses on NSW CTP enquiries only.